Microfinance Focus , July 31, 2010: Ujjivan, Bangalore (India) based microfinance company working mostly in urban and semi urban areas has entered Haryana with 5 branches at Rohtak, Jind, Hissar, Bhiwani & Bahadurgarh. With this Ujjivan has made entry into 18th states of operation with 278 branches. [caption id="attachment_5431" align="aligncenter" width="614" caption="Ujjivan`s Projection meeting at Jind"][/caption] Ujjivan claims that they provides small loans to economically active poor women at at 1.07% interest rate per month and encourage them to use it for expanding business for building a better life for the family. The company offers a range of financial services including loan for business and consumption purposes, education, emergency, festival loan and funeral advance besides providing accidental life insurance coverage to the women and her husband as well. Ujjivan applies lending methodology of Grameen Bank of the Bangladesh for processes and resultant efficiencies of the retail banking for its back office operation.