By Sanjay Sinha, Microfinance Focus, June 15, 2010 : Synopsis : International microfinance is at a critical juncture in 2010.  As a sub-sector of the financial services industry, microfinance has evolved from the slow moving tortoise of the 1990s to the nimble hare of the early “noughties” (2000-05) and, since then, into an overcharged bull growing at 70-100% per annum in some markets.  The purpose ... Read More

Is there a microfinance bubble in India?  Can self-regulation help prevent it?   Directors of leading Indian MFIs, Vijay Mahajan of BASIX and P.N. Vasudevan of Equitas share their views on whether such a bubble exists, as well as what Indian MFIs are doing to prevent one from happening.  Daniel Rozas and Sanjay Sinha provide an update on the level of saturation in the Indian microfinance market, and discuss their thoughts on whether self-regulation by Indian MFIs can be effective at controlling overlending. Read More

By Dr. Souren Ghosal It has been well established that future of micro financing institutions lies in its capability to generate inclusive economic growth to fulfill the social and economic objective and the alleviation of poverty from the society. It is obvious therefore that to achieve this objective it would be imperative for these institutions to conceive a model to outreach poor both in urban and ... Read More

By, Daniel Rozas , Microfinance Consultant By most standards, microfinance is a young sector, and in many countries it can be said to still be in its infancy.   Yet its continuing spectacular growth, especially in India, should give one pause – every time promoters celebrate another multi-million-client threshold, I wonder – how ... Read More

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